Resource Policy

The resident of the Republic of Belarus

Find
Advanced search:

About

Resource Policy

We strive to be predictable, transparent and reliable for our customers and partners. The Bank’s Resource Policy rests on the world experience of safe and liquid banking and a good deal of durability in view of the common economic principles of regional development.

BelSwissBank Equity Capital

Directions for use	NBRB Norm, %	A ctual share of total amount, %
1	2	3
1.1. Level 1 liquidity cushion to maintain solvency in crisis situations ( placing funds with a bank rated AAA deposits with AAA-rated bank with a possibility of early withdrawal from the cash desk or correspondent accounts)	Not less than 35	39.27
1.2. Immobilization expenses (acquisition of fixed assets, intangible assets, business transactions)	Not more than 15	12.82
1.3. Long-term loans, investments; government and NBB securities	In the remaining part	47.91

Balance on customer accounts, correspondent accounts, credit card accounts, suspense and transit accounts, interbank loans

Directions for use	NBRB Norm, %	A ctual share of total amount, %
1	2	3
2.1. Payments to the NBB compulsory reserve fund (if required)	According to NBB norms	4.88
2.2. II-level liquidity cushion to secure instant payments (funds on correspondent accounts with the NBB and other banks within established limits, overnight loans, cash on hand)	Not less than 30	29.05
2.3. Ultra-safe and liquid assets, i.e.: deposits with the NBB; interbank loans and deposits with reliable banks within established limits for a period of up to 30 days; purchase of gilt-edged securities within established limits with a maturity period of up to 30 days; funds in settlements for short-term banking transactions (up to 7 days)	In the remaining part	66.08

Fixed-term deposits of legal entities, individual entrepreneurs; earmarked deposits

Directions for use	NBRB Norm, %	A ctual share of total amount, %
1	2	3
3.1. Payments to the NBB compulsory reserve fund (if required)	According to NBB norms	10
3.2. III-level liquidity cushion to secure advance payments (funds on correspondent accounts with the NBB and other banks within established limits, overnight loans, gilt-edged securities at call)	Not less than 30	71.78
3.3. Short-term loans for a period of up to 3 months	In the remaining part	18.22

Note: a. Resources listed in Table 3, except 3.1., of the Resource Policy can be spent under Table 2.
b. It is inadmissible:
To spend resources listed in Table 2 of the Resource Policy under 1.2., 1.3., 3.3.;
To spend resources listed in Table 3 of the Resource Policy under 1.2., 1.3..

Print version

Asking the bank specialists

* - required fields